Apple Pay Cash 101: How To Transfer Money From Your Card To Your Bank Account “iOS & iPhone :: Gadget Hacks


Let’s say you get $ 10 from a friend through Apple Pay Cash through an iMessage. You can spend this money in the App Store or at any retailer that supports Apple Pay using your Apple Pay Cash card. If you’d rather save it or use it for bills, it’s easy to transfer that money to your bank account in iOS 11.2.

Of course, this assumes that you have already set up Apple Pay Cash on your iPhone. With that out of the way, transferring funds from your Apple Pay Cash card to your bank is straightforward.

Step 1: start a transfer

Go to your Settings app, tap “Wallet & Apple Pay” from the list, then select “Apple Pay Cash”. Below Balance section, press “Transfer to bank”.

Step 2: Add your bank account (if you haven’t already)

If you haven’t set up your banking information with Apple Pay Cash yet, you will need to do so now, so tap “Add Bank Account”. If you already have a registered bank account, you can proceed to the next step.

Apple will need your routing number and your account number. Banks usually make this information easily accessible from your online account or printed directly on your checks (tap “I can’t find my account information” to see a sample check), but check with your bank if you have any. having trouble finding your numbers.

Once your routing and account numbers have been entered, press “Next”. You will need to verify these numbers once more before continuing.

Step 3: Choose the amount of your transfer

Once your bank account is set up with Apple Pay Cash, simply enter the dollar amount you wish to transfer, making sure it does not exceed your available balance. Press “Edit” if your bank details are not correct or if you want to enter a new bank account to transfer the funds to.

Keep in mind that there is transfer limits to your bank; The minimum transfer amount is $ 1, unless your current total balance is lower, which is the only exception. The maximum is $ 3,000 per transfer, with a transfer limit of $ 10,000 per 7-day period. There is no transfer fee, but keep in mind that you must use a US bank account.

Step 4: Complete the transfer

Once you have entered the correct amount, press “Transfer”. Then use Touch ID or Face ID, depending on your iPhone model, to complete the transfer of funds.

Don’t worry if your bank account doesn’t reflect the transfer immediately; Apple says it can take one to three days to transfer money, which is also a common delay for transfers from other services.

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Cover photo and screenshots by Jake Peterson

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